# File lib/active_merchant/billing/gateways/linkpoint.rb, line 112
      def initialize(options = {})
        requires!(options, :login)
        
        @options = {
          :result => 'LIVE',
          :pem => LinkpointGateway.pem_file
        }.update(options)
        
        raise ArgumentError, "You need to pass in your pem file using the :pem parameter or set it globally using ActiveMerchant::Billing::LinkpointGateway.pem_file = File.read( File.dirname(__FILE__) + '/../mycert.pem' ) or similar" if @options[:pem].blank?
      end