# File lib/active_merchant/billing/gateways/verifi.rb, line 88
      def credit(money, credit_card_or_authorization, options = {})
        if credit_card_or_authorization.is_a?(String)
          capture_void_or_refund_template(:refund, money, credit_card_or_authorization, options)
        else
          sale_authorization_or_credit_template(:credit, money, credit_card_or_authorization, options)
        end
      end