# File lib/active_merchant/billing/gateways/verifi.rb, line 88 def credit(money, credit_card_or_authorization, options = {}) if credit_card_or_authorization.is_a?(String) capture_void_or_refund_template(:refund, money, credit_card_or_authorization, options) else sale_authorization_or_credit_template(:credit, money, credit_card_or_authorization, options) end end